Sovereign Chits was born out of friendship and shared ambition. A few college classmates from Palakkad came together after graduation with a simple but meaningful idea — to stay connected, exchange ideas, and build something that would keep their bond alive beyond college life.
What started as a small initiative among friends evolved into a trusted financial institution serving people since 1983. Today a new generation of tech professionals continues the legacy.
We aim to transform the traditional chit fund business into a modern digital experience while preserving integrity, trust, and community values.