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About Sovereign Chits

About Us

About Sovereign Chits

Sovereign Chits was born out of friendship and shared ambition. A few college classmates from Palakkad came together after graduation with a simple but meaningful idea — to stay connected, exchange ideas, and build something that would keep their bond alive beyond college life.

What started as a small initiative among friends evolved into a trusted financial institution serving people since 1983. Today a new generation of tech professionals continues the legacy.

Our Vision

Our Vision

We aim to transform the traditional chit fund business into a modern digital experience while preserving integrity, trust, and community values.

Our Mission

Our Mission

  • To provide transparent and legally compliant chit fund solutions that ensure security and reliability
  • To support individuals and businesses with flexible savings plans tailored to their needs
  • To empower customers with affordable financial solutions for long-term prosperity
  • To build lasting relationships with our customers by maintaining integrity, trust, and excellence in service